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Navigate Medicare with Confidence

Get expert guidance on Original Medicare and Medicare Advantage plans.
Medicare is a national health insurance program that provides essential coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities and those diagnosed with End-Stage Renal Disease (ESRD).
Medicare was established in 1965, and it helps to protect the health and well-being of millions of Americans. Since then, there have been many changes including extending eligibility, the addition of hospice benefit, availability of private plans, the addition of prescription drug benefit, and more. Medicare and its related benefits are constantly changing, and that’s where we step in to help! Our expert team makes Medicare easy to understand for you.
Medicare Plans

Medicare Parts A, B, C, & D

Part A (Hospital Insurance)
Covers inpatient hospital care, skilled nursing facility care, hospice care, and home health care.
Part B (Medical Insurance)
Covers outpatient doctor visits, preventive care, durable medical equipment, and some home healthcare services.
Part C (Medicare Advantage)
Combines Parts A and B, often including additional benefits like dental, vision, and prescription drug coverage, and is offered by private insurance companies.
Part D (Prescription Drug Coverage)
Assists with the costs of prescription medications, typically requiring enrollment in a separate Part D plan.
Navigating Medicare for seniors can be complex, but our expert guidance simplifies the process. We help you understand eligibility requirements, enrollment periods, and the various options available to you. We make sure that you have the information and support you need to make the best decision for your healthcare and financial situation.

We understand you may have questions and concerns, so we will take the time to explain how Medicare plans work in detail. Take the first step to better healthcare coverage and contact us today for more information.

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Fill the Gaps in Your Medicare Coverage

Find the right Medigap plan to manage out-of-pocket expenses.​

Medicare Supplement is also known as Medigap coverage. Medicare supplements are offered by private companies to pay for some of the out-of-pocket costs that Original Medicare doesn’t cover.

Original Medicare covers a significant portion of healthcare costs, but out-of-pocket expenses such as deductibles, copays, and coinsurance remain. This is where Medicare Supplement plans come into play.

Choosing the right Medigap plan is crucial to managing your healthcare costs effectively. At Inspire Medicare, we will provide you with detailed explanations of the various Medigap plan options available to you. Our expert guidance ensures you understand the benefits and limitations of each plan, equipping you to select the one that best fits your budget and healthcare needs.

Medicare Plans with Extra Benefits and Low Premiums

Explore Medicare Advantage plans for a potential fit.

Medicare Advantage (MA), also known as Part C, is an alternative to Original Medicare offered by private companies who contract with Medicare.

At Inspire Medicare, we offer Medicare Advantage plans (Part C) as an alternative to Original Medicare. These plans, provided by private insurers, combine Parts A and B benefits into one plan and often include additional coverage for dental, vision, hearing, prescriptions, and other services.

Medicare Advantage plans can offer significant benefits, but understanding the network requirements, costs, and enrollment details can be complex. Here is where we support you. Our team at Inspire Medicare is dedicated to helping you navigate these plans, ensuring you find an option that aligns with your needs and preferences.

Find the Right Prescription Drug Coverage

Explore Part D plans to manage the cost of your medications.

At Inspire Medicare, we recognize that Part D prescription drug coverage is optional but crucial for many seniors. As part of our commitment to providing comprehensive Medicare solutions, we explain how Part D works and help you choose a plan that best suits your medications and budget.

Understanding the intricacies of Part D can be challenging, but our team is here to simplify the process. When comparing plans, it’s important to consider several key factors:

Medicare Supplement (Medigap)

Fill the Gaps in Your Medicare Coverage

Find the right Medigap plan to manage out-of-pocket expenses.
Medicare Supplement is also known as Medigap coverage. Medicare supplements are offered by private companies to pay for some of the out-of-pocket costs that Original Medicare doesn’t cover.
Original Medicare covers a significant portion of healthcare costs, but out-of-pocket expenses such as deductibles, copays, and coinsurance remain. This is where Medicare Supplement plans come into play.
Choosing the right Medigap plan is crucial to managing your healthcare costs effectively. At Inspire Medicare, we will provide you with detailed explanations of the various Medigap plan options available to you. Our expert guidance ensures you understand the benefits and limitations of each plan, equipping you to select the one that best fits your budget and healthcare needs.

Medicare Advantage (Part C)

Medicare Plans with Extra Benefits and Low Premiums

Explore Medicare Advantage plans for a potential fit.
Medicare Advantage (MA), also known as Part C, is an alternative to Original Medicare offered by private companies who contract with Medicare.
At Inspire Medicare, we offer Medicare Advantage plans (Part C) as an alternative to Original Medicare. These plans, provided by private insurers, combine Parts A and B benefits into one plan and often include additional coverage for dental, vision, hearing, prescriptions, and other services.

Medicare Advantage plans can offer significant benefits, but understanding the network requirements, costs, and enrollment details can be complex. Here is where we support you. Our team at Inspire Medicare is dedicated to helping you navigate these plans, ensuring you find an option that aligns with your needs and preferences.

Part D

Find the Right Prescription Drug Coverage

Explore Part D plans to manage the cost of your medications.
At Inspire Medicare, we recognize that Part D prescription drug coverage is optional but crucial for many seniors. As part of our commitment to providing comprehensive Medicare solutions, we explain how Part D works and help you choose a plan that best suits your medications and budget.
Understanding the intricacies of Part D can be challenging, but our team is here to simplify the process. When comparing plans, it’s important to consider several key factors:
  • Formularies: These are lists of covered medications. We help you review each plan's formulary to ensure your prescriptions are included.
  • Copayments: These are fixed amounts you pay for each prescription. We guide you in comparing copayment structures to find the most cost-effective plan.
  • Deductibles: This is the initial amount you pay before the plan starts covering costs. We assist you in understanding deductible requirements and how they impact your overall expenses.
With Inspire Medicare, you gain access to expert guidance and personalized support. Let us help you make informed decisions, so that you can manage the cost of your medications effectively.

Why Should You Work with Inspire Medicare?

We provide comprehensive guidance on enrollment, benefits, and cost management. Our team makes the complex easy to understand by always using plain straightforward language, not convoluted insurance jargon.

Ready to make informed decisions about your healthcare? Contact us today to explore individualized Medicare solutions that fit your needs.

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Medicare FAQs

No, Medicare typically covers a significant portion of medical expenses, but there are still out-of-pocket costs such as deductibles, copayments, and coinsurance.
Medicare is a federal health insurance program for seniors aged 65 and older and some younger individuals with disabilities, while Medicaid is a state and federal program that provides health coverage for individuals with low income and limited resources.
Part A (hospital insurance) is premium-free for most beneficiaries who have paid Medicare taxes while working, but Part B (medical insurance) and other parts like Part D (prescription drug coverage) have premiums, deductibles, and other costs.
While many people become eligible for Medicare at age 65, not everyone automatically gets enrolled. Some individuals need to actively enroll during their Initial Enrollment Period to avoid late penalties.
No, Medicare does not cover most long-term care services such as nursing home care or custodial care at home. It primarily covers medically necessary care, not ongoing assistance with activities of daily living.

Yes, there are specific periods (like the Annual Enrollment Period) when beneficiaries can switch plans or add coverage.

No, Medicare Advantage (Part C) plans are private insurance plans that replace Original Medicare, while Medigap plans supplement Original Medicare by covering some out-of-pocket costs.